

I will agree that a credit card only really made any sense as I began to finally gain more financial independence. Before then, it was pointless.
The claim is that they are giving you a portion of the merchant fee for utilizing said credit cards.
I’m sure they also make money by selling all your info.
That’s what I do. 2% card with zero fees and no debt on it. Run every possible expense through it monthly and just pay it off.