• Bluefruit@lemmy.world
    link
    fedilink
    arrow-up
    2
    ·
    11 months ago

    Really the only good thing about credit cards is it helps raise your credit score. I only use them for that to be able to get a decent apr on a loan.Otherwise i would never use them.

    • Gigan@lemmy.world
      link
      fedilink
      arrow-up
      2
      arrow-down
      1
      ·
      11 months ago

      There are more benefits to credit cards, but if you don’t pay them off every month pretty much all pros are massively outweighed by the cons.

      • Bluefruit@lemmy.world
        link
        fedilink
        arrow-up
        1
        ·
        11 months ago

        True there are more. I just typically dont use it otherwise i would rack up more debt. Using my debit card is the best way for me to track my finances.