The boots theory is an economic theory that people in poverty have to buy cheap and subpar products that need to be replaced repeatedly, proving more expensive in the long run than more expensive items.
The boots theory is an economic theory that people in poverty have to buy cheap and subpar products that need to be replaced repeatedly, proving more expensive in the long run than more expensive items.
There were people getting variable rate mortgages when fixed rates were at record lows? I guess I’ve just never understood the appeal of variable rate, either. I don’t want my mortgage to fluctuate, makes it more difficult to budget.
Yep, you can always refinance at a lower rate if it actually does go down substantially.
You don’t even have to switch lenders, they know they’ll lose you if they dont
There’s zero reason for variable rate. Lock that shit down.