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If some company or the government wants to charge me 3% to 10% or more to electronically pay, I’m writing them a check.
My landlord charges 2% to pay rent electronic. A stamp is 50¢.
They get a check.
It’s completely baffeling to me how an advanced country like the US can still be stuck with such an obsolete system.
Seriously - it’s 2023, why are we still moving money around with paper IOUs
whose validty is verified by…checks notes…the payer’s penmanship when writing their name in cursive